Having a good credit card makes your life easier when it comes to qualifying for low-interest rates on credit cards and loans. Good credit facilities help to build up rental applications, utility hook-ups, low-rate auto insurance, and setting up phone services. Some of the potential employers take a closer look at the history of your …
Pros & Cons of Credit Unions
What are credit unions? Financial institutions such as banks are known as credit unions. These are the places where people can invest their money or get loans. There is a difference between credit unions and banks. Credit unions are non-profit organizations, and on the other hand, banks charge interest rates from everyone. Credit unions always …
Can You Pay Student Loans with A Credit Card?
Paying off federal student loans through credit is not the right option for you. However, you may pay your private student loans with credit cards. Payment using your credit cards to pay off your student loan has both advantages and disadvantages. Credit cards’ interest rates are higher compared to student debt interest rate. Some students …
Best Credit Cards for Students
Normally students in college don’t have much experience when it comes to credit and all it entails. Truth is told, a lot of them don’t really know about credit scores, interest rates, and the consequences of being reckless with your money and how it may affect your future. That’s why some people believe that this …
